Bicycle insurance

starting at $25/year

Join the more than 600,000 existing InsureBC customers

Affordable and superior coverage from one of BC's largest insurance broker groups

Powered by leading insurance carriers, we offer affordable bicycle coverage for bicycle enthusiasts in BC. Whether it’s for your commuter or your high-end performance bike, this product has you covered.

Bicycle insurance is perfect for when you don’t want your bike(s) to be included in your home insurance policy. For one, the bicycle limit on your home insurance is often far too low for the bike you own and you could be out of pocket for the rest. If you use your home insurance to make a claim for your bike, you would lose your claims-free discount and your home insurance premium would increase the following year.

InsureBC bicycle insurance helps bike owners get customized insurance for many different brands of bikes, regardless of the value of the bike. Some popular bike brands we insure are:

  • Spherik
  • Specialized
  • Squad Cycles
  • Many more
  • Cervelo
  • Louis Garneau
  • Naked
  • Norco
  • Argon 18
  • Aquila Cycles
  • Bonavia Cycles
  • Cannondale

What does Bicycle Insurance cover?

Insuring your bicycle means you have peace of mind knowing you have insured perils of loss, theft or accidental damage coverage.

  • Insurance for your bicycle – protection from theft, vandalism, and damage
  • Insurance for your accessories – protection of your accessories, including helmets, protective gear, and related apparel
  • Insurance for travellers – travel with your bicycle anywhere in Canada and the USA

The policy will pay—up to the limit selected—to cover repairing, reinstating or replacing the bicycle as well as any clothing and personal effects with items of the same or similar specification.

  • Mountain Bikes
  • Road Bikes
  • Hybrid/Comfort Bikes
  • Commuting Bikes
  • Cyclocross Bikes
  • BMX/Trick Bikes
  • Triathlon/Time Trial Bikes
  • Track/Fixed Gear Bikes
  • Tandem Bikes
  • Folding Bikes
  • Beach Cruiser Bikes
  • No Electric Bikes *

Our Sports Equipment insurance product will not cover anyone who uses their bike in a professional or sanctioned activity. 
* This product doesn’t cover any electric bicycles or any bicycles operating with the assistance of an engine. 

Get your bicycle insurance and be worry-free

Bicycle insurance that’s right for you.

Get your money’s worth

You choose the value you want to insure your bike for, as-new or replacement value.

Instant Everything

Cover your bicycle in seconds and reach us via real-time chat whenever you need us, Claims? Usually dealt within 1 day.

Cover additional sports equipment

Protect your other sports equipment on one policy. We cover golf clubs, skis, paddleboards and more!

Travel with confidence

Wherever you are in North America, your bike is covered. Go explore.

Claims handled by highly-rated industry professionals

97% Claims Satisfaction

Here to help customers when needed - 24 hours a day, 7 days a week.

Claimcare Tracker

ClaimCare Tracker provides regular updates to keep you up to date every step of the way.

Certified ClaimCare Network

Experienced and skilled Certified ClaimCare Network is ready to help you with your repairs.

Right Away Pledge

Claim partner promises to get back to our customers the same day and get your claim moving right away.


Get your free quote on bicycle insurance in just a few steps

Find out how affordable your bicycle insurance can be in a few clicks with an online quote. Or call us at 1.844.558.8745 to speak with our experienced insurance advisor.

Get Your Quote